I don't think he held back
As always the cheapest way for a smoker to get life insurance is to stop smoking, buy life insurance that allows a reconsideration after purchase, and reap lower rates after the required period of time has elapsed.
Acevedo, director of the Massachusetts Department of Revenues Massachusetts excise tax unit, cites three sections of Massachusetts General Laws: The first prohibits the holding for sale, offering for sale, sale, or possession with intent to sell, of cigarettes in Massachusetts that are not stamped with a Massachusetts cigarette stamp. The second prohibits the knowing possession, delivery or transportation, of unstamped cigarettes in Massachusetts
But thanks to Ljunglf's impatience, snus is now one of the safest ways to use tobacco, and today a group of 21st century snus advocates are arguing that a UK ban on snus should be lifted
Ripley, Trusts, Pools and Corporations, revised edition (Boston: Ginn & Company, 1916), pp